A Bit About Me | Sofia Nadjibi 

Hello and welcome,

I have nearly 20 years of experience in the mortgage business. I have a passion for utilizing my talents, knowledge, and education to help my clients realize their goals and aspirations.

Born and raised in Sweden, I moved to the Bay Area in 1995. I soon discovered the lending and real estate market and knew immediately what I wanted to do. I immersed myself in the mortgage industry and became a Certified Mortgage Planner, Real Estate Broker, as well as a Certified Buffini & Co Mentor. I also earned my MBA in Finance and Real Estate from Golden Gate University.

My personable and outgoing nature has helped me build a long list of invaluable partners—an essential asset to my clients and my business. Whether helping a client purchase their dream home, ensuring a quick closing, or assisting an investor take full advantage of a real estate opportunity, I love what I do every day.


My husband, Bob, and I live in Tiburon with our four great kids, along with our wonderful dog, Knight! We love skiing, hiking, cooking and travel with family and friends. I’m a passionate volunteer for the Reed Union School District and the SF Food Bank.

Please reach out via phone or email anytime. I look forward to meeting you.

Warm regards,

Sofia Signature copy.jpg

Sofia Nadjibi, MBA
Principal and Founder
Golden Gate Lending Group


Hear what our clients & colleagues have to say...


Realtor with Golden Gate Sotheby's

Sofia is a valuable asset to any buyer who may need an interim loan in conjunction with a purchase money mortgage or "take out" loan. She is professional, organized and completely on top of every detail. Her clients benefit greatly from her lending expertise.

Realtor with Pacific Union

Sofia is wonderful with my clients and I recommend her for all mortgage loan transactions. She's strategic, patient, a good listener, and is always willing to go the extra mile to communicate effectively. We work together as a Team to help make dreams come true for the home buyer!


Sofia is amazing! She took the time to personally understand my family's mortgage needs. She did not pick the best loan program that would serve her the best, but rather the client/the customer… me. Her follow up, organization and personalization was so refreshingly welcomed. I recommend Sofia to all my friends as the best mortgage broker! I want to refi again just so I can work with her.

- Carol Dettor


Sofia is a mortgage professional who knows the industry inside and out and goes to great lengths to take care of her clients. I will be working with Sofia and her team for a long time as I refinance and make other purchases. I can not recommend Sofia highly enough.

- Lael Sturm


Sofia is the consummate professional. I consider her a trusted advisor and genuine touchstone of her industry. She is knowledgeable, efficient, and a joy to work with. Her capacity to exceed expectations consistently impresses me.

- Jon Heiner


I originally found Sofia through a referral from a friend. She lived up to every wonderful statement they provided and then some. She helped my husband and I purchase our first home! She also helped us with several offers prior to the final purchase. We could not have done it without her. I refer her to my clients as much as possible and look forward to working with her again on my personal loan. The time and energy she put into our situation was above and beyond, it seemed seamless to us but I know there was a lot of behind the scene work. Two years later she continues to keep me informed of the industry and my options. With the mortgage industry shifting I would say she is hands down the person I would turn to for any mortgage assistance.

- Adrianne Peixotto